Save the Farm
Protect your Revenue and Supply Chains From Weather Risk.
If weather poses a risk of loss of revenue, or damage to your supply chain, Arbol can help.
Our instantly settled coverage protects against loss, letting you reinvest in your business and plan for the future.
Oh also, our prices are the best, and claims are paid automatically within two weeks. Really.
Existing Arbol Products
XsRain™
Excess Rain Coverage
WHAT IS XSRAIN
A weather index product which protects against too much rain during the interval.
HOW IT WORKS
Clients are paid when cumulative precipitation is above the trigger level during the coverage period. Clients determine the grids, coverage periods, coverage amounts and levels. Clients are paid quickly and automatically if the triggers are met.
WHO IS IT FOR
Growers whose crop yields are affected by too much rainfall.
WHERE IS IT AVAILABLE
Anywhere in the United States and around the world.
GuaRAINteed™ (GRP)
Insufficient Rain Coverage
WHAT IS GRP
A weather index product that protects against lack of rainfall during the interval.
HOW IT WORKS
Growers are paid for lost inches of rainfall during the coverage period. Clients determine the grids, coverage periods, coverage amounts and levels. Clients are paid quickly and automatically if the triggers are met.
WHO IS IT FOR
Growers whose crop yields are affected by lack of rainfall or drought conditions.
WHERE IS IT AVAILABLE
Anywhere in the United States.
Snow Programs
Snow Coverage
WHAT ARE THE SNOW PROGRAMS
A weather index products that protect against excessive or insufficient snowfall.
HOW IT WORKS
Clients are able to choose the specific snowfall triggers, coverage periods and coverage amounts in their program. Arbol's clients will be paid quickly and automatically when the elected snowfall triggers are met with payouts determined by trusted, independent snowfall data.
WHO IS IT FOR
Arbol's Snow Programs can protect any business from the financial impacts of too much or too little snow.
WHERE IS IT AVAILABLE
Anywhere in the United States and around the world.
SmartYield Program
Crop Loss Protection
WHAT IS SMART YIELD
A first in-kind yield index product that protects against crop production losses.
HOW IT WORKS
Farmers are paid if the yield index is below the yield trigger. SmartYield is available for any crop globally and can be enrolled on a field-by-field basis.
WHO IS IT FOR
Agronomy service companies, grain originators, seed dealers and processors can combine products and services with SmartYield’s core risk management benefits to create powerful, scalable solutions that multiply sales earlier in the cycle.
WHERE IS IT AVAILABLE
Anywhere in the United States and around the world.
Rice DDU
Rice Crop Coverage
WHAT IS RICE DDU
A weather index product which protects against high daytime and night time temperatures during rice pollination. DDU’s are Damage Degree Units. DDU’s are earned daily when the Daily High Temperature exceeds 98⁰F and/or when the nighttime Low Temperature exceeds 74⁰F.
HOW IT WORKS
Growers are paid for DDU’s that occur during the pollination window. Growers enter their actual Emergence Dates in Arbol’s platform and temperature data from the grower-reported Emergence Dates determine the timing and length of the pollination period, and the number of DDU’s and resulting payment.
WHO IS IT FOR
Rice growers in areas that can experience hot weather during pollination.
WHERE IS IT AVAILABLE
AR, LA, MS, MO, TX
Corn DDU
Corn Crop Coverage
WHAT IS CORN DDU
CORN DDU is a weather index product which protects against high daytime and night time temperatures during corn pollination. DDU’s are Damage Degree Units. DDU’s are earned daily when the Daily High Temperature exceeds 95⁰F and/or when the nighttime Low Temperature exceeds 72⁰F.
HOW IT WORKS
Growers are paid for DDU’s that occur during the pollination window. Growers enter their actual Plant Dates in Arbol’s platform and temperature data from the grower-reported Plant Dates determine the timing and length of the pollination period, and the number of DDU’s and resulting payment.
WHO IS IT FOR
Corn growers in areas that can experience hot weather during pollination.
WHERE IS IT AVAILABLE
Contiguous United States (all states excluding Hawaii and Alaska)
Guaranteed Application Day (GAD)
Fertilizer Coverage
WHAT IS GAD
A weather index product which protects against lost Application Days based on rainfall, soil moisture and soil temperature conditions that limit fertilizer application.
HOW IT WORKS
Customers are paid if the number of Application Days are below the selected Coverage Level during the Coverage Period. Customers elect the Grids, Intervals, Coverage Amounts & Coverage Levels. Arbol’s SmartWeather updates provide live tracking of weather data and payment.
WHO IS IT FOR
Anyone selling or applying fertilizer. If soil gets too wet/there is too much rainfall/the soil is too warm OR the soil is too cold, fertilizer should NOT be applied. GAD products are customized to meet the specific needs of customers to ensure they are paid quickly, fairly, and automatically for lost application days.
WHERE IS IT AVAILABLE
Anywhere in the United States.
HEMProtect™
Hemp Coverage
WHAT IS HEMPROTECT™
A first in-kind multiperil weather protection product for hemp, a multiperil weather index product which protects against excess rainfall at planting and harvest, high temperatures during flowering and an early fall freeze.
HOW IT WORKS
Clients are paid if the weather values meet the index triggers during the predefined Coverage Periods. Coverage Periods for each peril are determined by the elected Plant Dates, Harvest Dates, Coverage Amounts & Levels.
WHO IS IT FOR
Hemp growers, investors, processors and bulk buyers.
WHERE IS IT AVAILABLE
Anywhere in the United States Hemp is legal to be grown.
Buy Arbol coverage?
Talk to your agent.
Arbol coverage is offered by an increasing number of agents, talk to yours and see if it's an option. If not, have them take a look at this page.
Provide Arbol coverage?
Let us show you.
Give us a call and we'll be happy to give you a quick run through the Arbol platform. It's super simple.
Hit the button to open our calendar and select a 15 min slot.
John Coleman
Head of Structuring
